Who cares? Why all the emotion? Get bed bugs, have the experience, deal with it. That is worst case scenario. Do what you can to prevent it. You'll give yourself ulcers going into freak out mode. Subjectivity really is the root of all evil - perspective?
You could try EFT for your phobia of bugs, taking matters into your own hands to be free of the fear Ea46 It's very easy, takes minutes to learn, minutes to perfect, not complex at all, and is effective enough to have assisted war veterans to remove their PTSD within MINUTES. Getting rid of this allows us to turn our minds to larger matters, which paradoxically is probably why we cling to irrational over the top fears and feed them, secretly enjoying every minute of it. Distraction, excuses, no accountability for the real issues in our lives. Another thing to tap.